We value our customers and will strive to exceed your expectations when handling your settlement. Title Excellence understands the importance of preparing your transaction correctly, and settlements are all we do! We have mastered the process, making it a smooth and easy transaction every time. Any title company can get a transaction through the settlement process, but it is how you get through the process that makes us different and sets us far above of our competition.
When we handle a settlement, we walk buyers and sellers through the process. We keep everyone informed on progress and are there every step of the way to allay any concerns and to answer any questions. All parties have immediate access to an in-house attorney who can assist with legal matters that may arise. We work proactively to detect and resolve title issues early, well in advance of settlement. By doing so, we typically receive a final and approved HUD-1 Settlement Statement one to three days in advance of settlement date. This allows all parties to review it at their leisure prior to settlement.
Know that protecting your most valued asset – your home – from fraudulent claims against your ownership, hidden liens, and undisclosed heirs are just some of the reasons you need title insurance. If you have purchased an Owner’s Title Insurance Policy (OTIP) and are refinancing that property, the lender will require you purchase a new lender’s title insurance policy that covers them. However, you are entitled to receive a reissue rate on that required insurance, up to the amount of the premium coverage on your title policy. Title companies must give you this discount, regardless of whether they mention it. At Title Excellence, we automatically give this discount on all refinances, without any additional paperwork from the borrower.